Credit Associate
Lighter Capital is venture backed fintech company that has created a new fundraising path for
early-stage tech enterprises. Our transparent, data-driven, tech-enabled process provides
entrepreneurs financing quickly without making them give up equity or board seats. We work
with hundreds of visionary startup CEOs each year and our products are truly disrupting the
start-up finance industry.
We are currently hiring a Credit Associate to join our team in Australia. As a Credit Associate
your primary function will be evaluating all aspects of fast-growing technology companies in
need of growth capital. You will be in charge of determining whether they are the right fit for an
investment by Lighter Capital. Working closely with the Investment Team, you will help to move
each prospective portfolio company through Lighter Capital’s underwriting and credit analysis
process as the lead credit analyst. The role is primarily remote with some in-person
collaboration with team members in Melbourne & Sydney, as well as annual offsites in North America.
Must be located in Victoria with permanent residency or citizenship in Australia / New Zealand to apply.
RESPONSIBILITIES
● Financial analysis and review
● Reviewing all relevant diligence materials (including pitch decks, customer references,
Linked In referrals, company product and service offerings)
● Conducting diligence calls with the prospective borrowers
● Evaluating key strengths, risks, and mitigating factors
● Preparing and presenting an analysis of the potential borrower’s historical performance
and future expectations for Lighter Capital’s Credit Committee
● Developing pricing packages and presenting forward looking projections to the Credit
Committee
● Preparing an internal memorandum of your finding for review by Lighter Capital’s
Investment Committee
● Performing tasks necessary to the close the transaction, including the preparation of key
legal documents
DESIRED SKILLS & EXPERIENCE
This role calls for a dynamic individual who wants to help fund growing technology businesses
through a product that combines the best features of equity and debt. The right candidate loves
talking with entrepreneurs, learning about emerging technologies, and evaluating business
models. You are self-driven and have the capacity to take ownership of your role yet are
committed to the team and building the company at large.
Financials:
● You need to understand basic accounting - both accrual and cash
● You need to have experience evaluating businesses based on their financial
performance
● You need to have experience presenting recommendations rooted in financial analysis
Qualifications:
● Prior experience in accounting, corporate finance, commercial or investment banking
● An undergraduate degree with focus in business, finance, or economics preferred
● Excellent analytical skills with a demonstrated ability to synthesize and organize data
and information
● Highly proficient in Microsoft Office suite of tools, in particular Excel
● Ability to work independently
● Strong verbal and written communication skills
● Attention to detail and a commitment to performing quality work
ABOUT US
We are smart, passionate and ambitious group of professionals who love working for a
company that support entrepreneurs - we hope you will too! We offer competitive salaries and
preIPO stock options equity.
Lighter Capital was one of the first lenders to use revenue-based financing to fund tech startups.
Since 2012, we have provided hundreds of millions of dollars in growth capital startups.
We offer a flexible work environment with all team members working primarily remotely. Our
headquarters are in Seattle, but we have team members on four different continents and
multiple time zones.
Our goal is to revolutionize the business of startup finance and help founders maintain control of
their companies—and their destinies. Check out more about how it works here.